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‍This Privacy Policy explains how SquareFi Inc. (“SquareFi”, “we”, “us”, or “our”) collects, uses, discloses, and protects your personal information when you interact with our services. It also outlines your privacy rights and how you can exercise them.

1. Scope and Updates
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This Privacy Policy applies to all personal data processed by SquareFi in connection with:

●  Our website at squarefi.co
●  Web and mobile applications, APIs, admin portals
●  Telegram Mini Apps and other embedded services
●  Customer support, partner communications, and offline events

We may revise this Policy periodically. Updates take effect once published. Continued use of SquareFi services constitutes acceptance of the updated terms.

2. Information We Collect

‍A. Information You Provide

●  Identity & Business Details: Full name, company name, business registration data, tax ID, address
●  KYC/KYB Data: Government-issued ID, utility bills, bank statements, UBO and ownership details
●  Financial Data: Wallet addresses, payment sources, account balances, transaction metadata
●  Communications: Emails, support messages, product inquiries, and form submissions
●  Engagement Data: Survey responses, event participation, affiliate or referral program info

B. Information Collected  Automatically

●  Device identifiers, browser type, OS version, language, IP address
●  Time zone, location (approximate), session duration, clickstream data
●  Login timestamps, error reports, performance diagnostics

C. Tracking Technologies
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●  Cookies for login sessions, preferences, fraud detection, analytics
●  Pixel tags and web beacons for email interaction tracking
●  Analytics identifiers (e.g., from Google Analytics, Hotjar)

See Section 5 for cookie preferences.

3. Use of Personal Information

We process your data to:

A. To Provide and Improve Services
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●  Account creation, verification, and onboarding (including KYB/KYC)
●  Transaction monitoring, card issuance, wallet integration
●  Customer support, updates, and security notifications
●  Integration with third-party tools or requested features

B. Legal & Administrative Purposes
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●  Compliance with legal obligations (e.g., AML, sanctions, tax laws)
●  Fraud monitoring and risk scoring
●  Data audits, debugging, and infrastructure protection
●  Enforcing contracts, rights, and terms of service

C. Based on Consent
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●  Subscription to marketing emails, product announcements
●  Consent-based features (e.g., public blockchain posting, third-party integrations)

D. Aggregated & De-identified Use
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●  Product performance, user trend analysis, service optimization
●  Blockchain-related data may be stored publicly and immutably

4. Sharing Your Data

We share personal data only where required for service delivery or legal compliance:

●  Vendors & Processors: Cloud hosting, KYC providers, card manufacturers, payment processors
●  Banking & Compliance Partners: Regulated financial institutions, risk platforms
●  Affiliates: Internal SquareFi group entities
●  Legal Authorities: Upon valid legal request or regulatory obligation
●  Corporate Transactions: Mergers, acquisitions, or asset transfers
●  Embedded Services: APIs, SDKs, and third-party platforms integrated within SquareFi

5. Your Rights & Choices

‍You may have the right to:

●  Request access to your personal data
●  Correct or update inaccurate or incomplete data
●  Request deletion of your personal data where applicable
●  Restrict or object to data processing
●  Withdraw consent (where processing is consent-based)
●  Download your data in a structured format (data portability)

Marketing communications can be opted out at any time using the unsubscribe link. You can manage cookie preferences via your browser or device settings. SquareFi does not currently respond to “Do Not Track” (DNT) signals.

6. International Transfers
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‍We process data in the United States and other jurisdictions where SquareFi or its vendors operate. For users in the EEA, UK, or Switzerland, we rely on:

●  Standard Contractual Clauses (SCCs)
●  Other lawful safeguards under applicable data protection laws

7. Data Retention

We retain personal data based on:

●  Account status and ongoing relationship
●  Applicable legal and regulatory requirements
●  Operational necessity (e.g., dispute resolution, tax filings)

Data is securely deleted or anonymized when no longer required.

8. Children’s Privacy

SquareFi services are not intended for individuals under the age of 13 (or equivalent age in your jurisdiction). We do not knowingly collect personal data from minors. If you believe a child has provided us data, please contact us for removal.

9. Third-Party Sites and Services

SquareFi is not responsible for third-party websites, applications, or services linked through our platform. Please review their privacy policies independently.

10. Contact Us

For any questions, concerns, or data requests:

●  Email: info@squarefi.co
●  Phone: +1 585 282 6510
●  Mail: SquareFi Inc, 2093 Philadelphia Pike, 2383, Claymont, DE 19703, USA

© 2025 SquareFi Inc. All rights reserved.